© 2026 Farmers and Merchants Bank (866) 923-5362 Member FDIC Equal Housing Lender Farmers & Merchants Bank located at 621 N El Camino Real, San Clemente, CA 92672 - reviews, ratings, hours, phone number, directions, and more. Securely access your accounts, pay bills, transfer funds, and apply for a loan. View account activity, pending transactions, and your statements all online! Online banking and mobile banking are necessities. We offer the freedom and options to bank 24-7 from any place. You’ll have peace of mind with our built-in account activity alerts. Locally owned and operated, F&M Bank is headquartered in Lodi, California and proudly serves communities from the East Bay to Sacramento, and Merced. You can call the Farmers and Merchants Bank of Long Beach San Clemente branch at (949) 373-2470. The branch is located at 501 N El Camino Real, San Clemente, CA 92672. Founded in Long Beach in 1907 by C.J. Walker, F&M Bank provides white-glove service to clients at branches from San Clemente to Santa Barbara, as well as through Online and Mobile Banking Visit Farmers & Merchants Bank’s San Clemente Office to speak with a representative, explore banking services, or get started with opening an account. Farmers and Merchants Bank San Clemente is open Monday to Saturday and closed on Sundays. The branch opens at 9:00am in the morning. Please be advised that this information reflects the standard opening and closing hours of Farmers and Merchants Bank and is subject to change. F&M Bank is a local Southern California community bank with more than 100 years of serving our customers. We offer business and individual banking services.